urban decay naked palette vs. nyx nude on nude palette vs. elf beautybook neutral eye edition: what's your take?

hey guys,

hope all is well!  i kinda wanna talk about makeup today.  i've been using urban decay eyeshadows since i was in college and let's just say that was a long time ago. since urban decay came out with the naked palette 2 a while back, i still haven't bit the bullet and purchased one yet.  mainly because i have a ton of mac eyeshadows that i found could compensate and match up to the naked palette's shadows.  i've been reading more and more to see whether or not i should pick up one and it's crazy that there are so many "dupes" out there now.  i was hoping to get some opinions from people who either use one, the other, or have all three.  i'm really considering purchasing the elf neutral palette for the price tag of $5!  that's crazy.  i've recently tried some other elf products and can say that they're okay, but nothing spectacular.  i do however really like nyx products that i've used and they are comparable to many of the other high end products that i have purchased in the past.  i have a few friends that swear by the urban decay naked palette and a few that have tried the elf one too? ... what to do ... enter > girl problems > lame.

here's the urban decay naked palette (photo credits to: cafemakeup.com) $50USD

here's the urban decay naked palette 2 (photo credits to:  beautyandlechic.com) $50USD

i love neutral colors with make up, especially for everyday looks

here's the elf beautybook neutral eye edition (photo credits to:  fashionableairforcewife.com) $5USD available at target

here's the nyx nude on nude palette (photo credits to: beautyjunkiesunite.com) $25USD

i'm considering the nyx palette but i personally am not fond of eyeshadow & lip color palettes combined.  just a personal thing where i feel like they're doing that to give you more value but i don't feel like there's much more value esp since i don't use much lip colors.

thanks for stopping by today!

jen